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News & Commentary
Content posted in October 2008
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The Credit Crunch Will Hurt Payments, But Commercial Business May Offer a Silver Lining
News  |  10/31/2008
TowerGroup says the payments business is headed for some rough times, but that commercial payments could prove most lucrative.
Perspectives: Speed to Market
News  |  10/30/2008
Banks are under growing pressure to deliver targeted products and services, but legacy systems, business silos and increasing regulation often hinder new product development. How can banks manage the development process to effectively respond to rapidly changing market conditions?
Credit Crisis Reshapes Banking Landscape
News  |  10/29/2008
All has changed, utterly changed, to paraphrase Yeats. Major mergers, a decline in consumer trust and the prospect of increased regulation are sure to influence banks' technology spending for the foreseeable future.
As Banking Regulation Gets a Global Facelift, Will Traditional Centers of Influence Shift?
Commentary  |  10/29/2008
Among the consequences of the global financial crisis will be a shift of power away from the traditional centers of New York and London. Financial services regulatory models also will change, according to a new report from the Group of 30.
With Mergers Complete, Banks Turn to Integration Planning
News  |  10/29/2008
Acquiring a major institution may have been the easy part, now technical integration looms on the horizon.
Leveraging Agile Development Methods to Speed Development Cycles
News  |  10/29/2008
The combination of modular application design with rapid, iterative development methods can significantly shorten development initiatives.
Improving Product Development Through Core Systems Replacement
News  |  10/29/2008
Banks looking to enhance speed to market, channel flexibility and customer service may want to consider swapping out their aging core systems.
Using Business Intelligence to Create a Competitive Advantage
News  |  10/29/2008
To create a market-responsive advantage in good times as well as bad, firms can tap BI to align enterprise strategic objectives and value creation with line-of-business initiatives.
SunTrust Banks' EVP, treasury and payments solutions, David Fuller Balances Innovation With Common Sense
News  |  10/29/2008
With 25 years of financial services experience, Fuller sees transparency and accountability as cornerstones of his management style.
For Community Banks, Tech Outlook is More Optimistic
News  |  10/29/2008
The crisis's affect on confidence appears to be benefitting community banks, who find themselves in a priviledged positon when it comes to technology integration.
Segmenting Clients Ensures Better-Targeted Products
News  |  10/29/2008
By focusing on a closely defined client base and soliciting feedback early and often, developers can created targeted products that continuously meet client needs.
Fee Income Will Matter More to Banks
News  |  10/29/2008
Just when consumers thought it was safe to use a foreign ATM, banks decide to raise their ATM fees, according to research by, the online aggregator of bank rates.
The Only Good Banking Stat These Days: Number of Bank Accounts
News  |  10/28/2008
I never met a number I didn't like. Numbers are absolute and they avoid confusion or interpretation. For example, .9999 is not a one, and that matters a lot when a computer is looking at the two numbers. My wife, the artist, sees a dozen "white" color chips and she can define the differences. "There's a little bit of pink in Atrium White." I see one white, not a dozen shades of white, each with an exotic name. When I buy paint, I ask for it by number. My wife is analog; I'm digital, but we get a
Microsoft - Payments Services Factory
Microsoft - Payments Services Factory
Bank Systems & Technology Videos  |  10/24/2008
A single processing platform for payments, Microsoft�s payments services factory enables banks to offer their corporate customers streamlined treasury operations to make their payments processes more efficient and affordable.
Jon Richman to Head Deutsche Bank’s Combined Trade/Cash Management Sales Team
News  |  10/24/2008
Richman joins new team at Deutsche after 20 years at Standard Chartered Bank.
WSECU Taps ShoreTel to Sure Up Phone Efficiency
News  |  10/24/2008
Credit union cuts costs and improves service with ShoreTel IP-based phone system.
Prized Deposits Grow for Boston Bank Using RDC
News  |  10/24/2008
With remote deposit capture, a three-branch Boston bank sees an influx of deposits.
Banks Look to Multimedia Technology to Grow Branches
News  |  10/24/2008
Banks are starting to refocus on the branch channel, using new technologies to increase consumer interaction at the branch and provide customers with instant gratification.
South Dakota Establishes Financial Security Center
News  |  10/24/2008
Dakota State University becomes central to securing the U.S. financial infrastructure.
Look to Analytics for Branch Growth
News  |  10/24/2008
The right combination of data, analytics and automation could spell branch success.
Google Partnership Key to Visa Mobile Payments Strategy
News  |  10/24/2008
Visa launches new m-payments services to boost adoption, including compatibility with Google's Android platform.
RFID Helps Wells Fargo Track Assets, Improve Business Continuity
News  |  10/24/2008
Radio Frequency Identification enables Wells Fargo to audit IT assets in days versus months.
Since Crisis, Bank Ads Are Pushing Trust
News  |  10/24/2008
Bank ads aim to boost flagging consumer trust.
Two Polls, Two Conclusions on Whether Consumers (Still) Trust Banks
News  |  10/24/2008
CashEdge and Cisco come to differing opinions on the levels of trust consumers place in their banks.
Financial Crisis Creates Faith Crisis
News  |  10/24/2008
Consumers' trust in banks has eroded. But whether banks have lost their trust edge over nonbanks is unclear.
Join the Payments Debate
News  |  10/21/2008
Sponsored by IBM

The global payments business is rapidly evolving, driven by margin pressures, disintermediation, risk and fraud. The best path to payments success, however, remains up for debate. Hear what IBM and other industry experts have to say about the challenges banks face in the payments business in this series of IBM-sponsored podcasts recorded live at Sibos in September:

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