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News & Commentary
Content posted in October 2014
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Regulation & Changing Customer Expectations in Treasury Services
News  |  10/31/2014
How regulation and the retail banking experience are driving innovation in treasury services.
Federal Reserve 2014 Payments Symposium Highlights
Commentary  |  10/31/2014
A modern-day Rosetta Stone discovered.
Managing Vendor Security Risk
Commentary  |  10/31/2014
It's important for banks to know how to evaluate and mitigate external partners� risk points.
8 Scariest Comments Your Boss Can Make
Commentary  |  10/31/2014
"You're fired" is scary, but obvious. These eight terrifying phrases could blindside you
BBVA Compass, Dwolla Partner on Real-Time Payments
News  |  10/30/2014
The bank also agreed to open up its technology platform to Dwolla developers.
What the MCX Hack Means for Mobile Payments
News  |  10/30/2014
Just what mobile payments needed: a data breach.
FDIC: Percentage of US Unbanked Households Decreasing
News  |  10/29/2014
Prepaid cards are growing quickly in popularity among the unbanked.
Mobile Payments & Digital Currencies Gain Popularity
News  |  10/29/2014
A survey of 4,000 consumers conducted by Accenture found that millennials and high net worth individuals are the most likely to embrace digital payments.
Is There a Watson in Your Financial Future?
Commentary  |  10/28/2014
How artificial intelligence might affect financial services.
When a Human Voice Is What Your Customers Must Hear
Commentary  |  10/28/2014
Three cases when a text alert or email just won't cut it.
Compliance Burden Increasing, But Bankers Don�t Feel It
News  |  10/27/2014
Despite a slew of new regulations last quarter, community banks seem to be getting better at handling new compliance requirements.
Innovation & the Treasury Risk Landscape
Commentary  |  10/27/2014
The corporate treasury risk environment is continuously evolving.
Making Rewards Count: Turning Data Into Profit
Commentary  |  10/24/2014
Four steps to improving loyalty programs through data and analytics.
U.S. Bank Launches New Mobile App for Corporate Card Clients
News  |  10/24/2014
The app provides on-the-go access to account details and will include fraud alerts and payments capabilities.
Banks Look to Reduce Amount of Personal Data Collected
News  |  10/24/2014
New research from LexisNexis examines how sensitive consumer data is handled in various industries.
Financial Services Ranks Cyberattacks Top Industry Worry
Commentary  |  10/24/2014
Depository Trust & Clearing Corporation (DTCC) survey says cyberrisk is one of the top five concerns for financial services firms.
Building Loyalty Through Mobile Experiences
Commentary  |  10/23/2014
How to turn customer feedback into a better mobile experience.
How Criminals Are Using ATM Skimming to Get Your PIN & Under Your Skin
Commentary  |  10/23/2014
Skimming attacks have jumped by 12 percent since 2013.
Making Sense of a Lockbox Strategy in a Declining Check Market
Commentary  |  10/22/2014
Why outsourcing or co-sourcing your lockbox operations could be the answer to maintaining profitability.
Payments Driving FinTech M&A
News  |  10/22/2014
A new report from Berkery Noyes analyzes M&A activity during the first three quarters of 2014.
MasterCard Opens New Innovation Hub in New York City
Slideshows  |  10/21/2014
MasterCard�s new innovation lab will house teams working on cyber security, mobile payments, and the Internet of Things.
Shift Happens
Commentary  |  10/21/2014
Banks have to be able to react, pivot, and shift in an ever-changing environment.
Mobile Banking Divergence: Where True Adoption Begins
Commentary  |  10/20/2014
How to optimize mobile apps to attract today's tech-savvy customers.
Are Trade & Transaction Solutions the Way In for Asia/Pacific Fintech Vendors?
Commentary  |  10/20/2014
The transaction banking business will clearly pursue the theme of Asian regionalization in 2015.
President Signs Executive Order Supporting Migration to EMV
News  |  10/17/2014
President Obama launched a government initiative today to support the US migration to EMV and improve information sharing on cyberfraud threats.
IT Innovation in Financial Services: 2 Roads Diverged?
Commentary  |  10/17/2014
Corporate culture can be a springboard, or roadblock, to innovation in banking.
3 Common & Costly CIO Mistakes
Commentary  |  10/17/2014
CIOs are often undone by sticking with old systems too long and failing to market themselves. Here's how to right the ship.
Apple Pay to Launch With 500 More Bank Partners
News  |  10/16/2014
The mobile payments service will officially become available on Monday.
European Banks Dominate Efma Accenture Innovation Awards
News  |  10/16/2014
European banks, led by Poland�s mBank, earned most of the annual awards for banking innovation in marketing and distribution presented by Accenture and Efma.
Commonwealth Bank of Australia Opens Innovation Lab
News  |  10/16/2014
The facility will be located at Commonwealth Bank Place in Sydney.
Banks Need to Move at the Speed of Innovation
Commentary  |  10/15/2014
How banks can build an innovation strategy to keep up with the pace of changing customer expectations.
Technology Will Trigger a Renaissance in Cross-Border Lending
Commentary  |  10/14/2014
Some of the problems of cross-border lending can be prevented or mitigated with the use of technology.
'In-Memory' Enables Big Data -- Cheaper, Faster, Easier
Commentary  |  10/14/2014
How in-memory database solutions are allowing banks to overcome their data challenges.
Improve Customer Engagement With E-Signatures
Commentary  |  10/13/2014
Banks are using e-signatures to create a compliant, secure, and enforceable electronic transaction model.
Report: Most Credit Card Customers Still Don�t Understand Key Terms
News  |  10/13/2014
Banks could be at risk of fines by the CFPB as a recent study shows branch and call center reps are failing to meet regulatory requirements.
Strong European Presence in the 2014 IDC Financial Insights FinTech Rankings
Commentary  |  10/13/2014
Europe will remain an important center of technological innovation in the financial industry.
Why Your Next Compliance Hire Should Be a Software Programmer
Commentary  |  10/10/2014
Hiring dedicated software programmers to automate processes is the key to staying compliant at a low cost.
Anatomy of an Advanced Persistent Threat Attack
Commentary  |  10/10/2014
What can banks learn from recent APT attacks on the retail industry?
How One Criminal Hacker Group Stole Credentials for 800,000 Bank Accounts
News  |  10/10/2014
Proofpoint report shows how one Russian-speaking criminal organization hides from security companies.
Banks Need to Examine Resource Allocation
Commentary  |  10/9/2014
A new report from Cornerstone Advisors looks at the evolution of delivery channels by 2020.
Biometrics: Mobile Payments� Secret Weapon
Commentary  |  10/9/2014
Why biometrics will be the key to mobile payments adoption.
The Benefits of SaaS
Commentary  |  10/9/2014
Financial services have lagged a bit in terms of software-as-a-service adoption.
Bank of America: Building an IT Infrastructure for the Next 20 Years
News  |  10/8/2014
How Bank of America's wholesale business is transforming its IT infrastructure and customer experience.
IBM Watson: 29 Signs Of Progress
Commentary  |  10/8/2014
IBM's Watson Group touts customer successes, new partners, APIs, and cloud services as it opens headquarters in New York City.
WSFS Bank Adds Director of Innovation
News  |  10/7/2014
Gillian Meddings most recently managed product development for the private student loan business at Sallie Mae.
Fighting Human Trafficking With Fraud And AML Detection Systems
Commentary  |  10/7/2014
Banks are uniquely positioned to help end human trafficking if they search for the right transaction patterns.
How Microsoft & FS-ISAC Are Attacking Malware Threats
News  |  10/6/2014
Microsoft is working to turn the tables on cybercriminals by seizing the infrastructure behind malware operations.
Innovation at the Top
Commentary  |  10/6/2014
Innovation is of massive importance to the payments industry.
Customer Loyalty: How Technology Is Changing the Playing Field
Commentary  |  10/3/2014
Banks can take advantage of emerging trends by unbundling products to give customers more choices.
JPMorgan Chase Breach Impacts 76 Million Consumers
News  |  10/3/2014
A regulatory filing showed that the JPMorgan breach reported in August has affected 76 million households and 7 million small businesses.
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