How Fraud & Cyber Security Will Evolve in 2015
1/6/2015Banks need to implement new security measures and tactics, and fraudsters are sure to respond by changing their operations.
Profile of Jonathan Camhi
Associate Editor, Bank Systems and Technology Member Since: 6/16/2014Author
Blog Posts: 492
Posts: 798
Jonathan Camhi has been an associate editor with Bank Systems & Technology since 2012. He previously worked as a freelance journalist in New York City covering politics, health and immigration, and has a master's degree from the City University of New York's Graduate School of Journalism.
Articles by Jonathan Camhi
Banks need to implement new security measures and tactics, and fraudsters are sure to respond by changing their operations.
2015 Forecast: Fintech Vendor Market Trends
12/22/2014Every quarter, investment bank Berkery Noyes compiles an analysis fintech M&A trends. Berkery's managing director John Guzzo shares his insights on trends to look out for in the fintech market next year.
5 Things to Expect in Mobile Payments in 2015
12/19/2014Mobile payments has new momentum going into 2015. What's next?
First Data & Verifone Partner to Safeguard Payment Data
12/17/2014First Data will offer Verifone’s secure architecture to protect data from being lost in breaches targeting merchants’ point-of-sale systems.
Amdocs' Mobile Wallet Takes Aim at Unbanked
12/16/2014Amdocs is partnering with the State Bank of India to bring mobile banking capabilities to the country's millions of unbanked.
Getting Started on the Branch Transformation Journey
12/12/2014Celent research shows that banks plan on modest changes to their branches as they focus on mobile.
Kaspersky: Mobile & Bitcoin Attacks Increase, Online Threats Down
12/11/2014Kaspersky Lab’s third quarter threat report found that online banking attacks fell last quarter, but mobile banking and Bitcoins are being targeted more.
Aligning Technology, People & Processes for Data Security
12/10/2014Combating today’s hackers will take the right mix of technology, people, and processes.
Payfone & Early Warning Partner on Mobile Authentication
12/9/2014The partnership will bring Payfone’s Identity Certainty platform to banks looking for better ways to authenticate customers with mobile.
How Mobile Is Reshaping the Holiday Shopping Season
12/8/2014Data from PayPal shows that mobile is changing when and where consumers shop for the holidays.
Iswaraan Suppiah Enables CIMB’s Growth Across ASEAN
12/5/2014How Iswaraan Suppiah has laid the technology foundation for CIMB to become the first pan-ASEAN bank.
Chris Perretta Builds Non-Stop Change Into State Street's DNA
12/4/2014How CIO Chris Perretta has helped State Street make change and transformation business as usual.
How BECU’s IT Strategy Has Enabled Huge Business Growth
12/2/2014Under Butch Leonardson's leadership, BECU's IT organization has helped the credit union quadruple its assets.
Why Some Retailers Are Accepting Bitcoin
11/21/2014Some of the virtual currency's unique characteristics have proven attractive to some businesses.
30% of Smartphone Owners Want to Use Mobile Payments Over the Holidays
11/20/2014Smartphone owners are looking to use ApplePay and Google Wallet, but don’t know where they can.
PayPal App Launches for Pebble Smartwatches
11/19/2014PayPal announced the launch of its app for Pebble smartwatches as interest in banking and payments with wearables rises.
For Banks, Business Needs to Get Personal
11/18/2014Research from Cisco suggests that customers are seeking more personalized service from their bank delivered through any channel on demand, and are willing to switch for it.
4 Key Trends From the Citi Mobile Challenge
11/14/2014Presenters at the Citi Mobile Challenge demo day demonstrated how mobile is changing financial services.
Authentication Risks Tops Concerns Over Digital Payments
11/13/2014A new report shows that organizations plan to adopt new payments forms like digital wallets, but still worry about security.
Report: CNP Fraud Going Up, Regardless of EMV
11/11/2014A Javelin study predicts that Card Not Present fraud will be little affected by EMV migration.
What’s Next for NFC Payments
11/7/2014ApplePay helped open the door for NFC mobile payments, but other players will have a say in how the market develops.
US Bank & Viewpost Help Small Businesses Ditch Checks
11/5/2014US Bank’s new partnership with Viewpost North America will enable its small-business customers to drop paper checks for electronic payments and invoicing.
Banks, Bitcoin & the Blockchain
11/4/2014The Bitcoin Blockchain could offer benefits to banks that are willing to experiment with it.
Regulation & Changing Customer Expectations in Treasury Services
10/31/2014How regulation and the retail banking experience are driving innovation in treasury services.
What the MCX Hack Means for Mobile Payments
10/30/2014Just what mobile payments needed: a data breach.
FDIC: Percentage of US Unbanked Households Decreasing
10/29/2014Prepaid cards are growing quickly in popularity among the unbanked.
Compliance Burden Increasing, But Bankers Don’t Feel It
10/27/2014Despite a slew of new regulations last quarter, community banks seem to be getting better at handling new compliance requirements.
U.S. Bank Launches New Mobile App for Corporate Card Clients
10/24/2014The app provides on-the-go access to account details and will include fraud alerts and payments capabilities.
MasterCard Opens New Innovation Hub in New York City
10/21/2014MasterCard’s new innovation lab will house teams working on cyber security, mobile payments, and the Internet of Things.
President Signs Executive Order Supporting Migration to EMV
10/17/2014President Obama launched a government initiative today to support the US migration to EMV and improve information sharing on cyberfraud threats.
European Banks Dominate Efma Accenture Innovation Awards
10/16/2014European banks, led by Poland’s mBank, earned most of the annual awards for banking innovation in marketing and distribution presented by Accenture and Efma.
Report: Most Credit Card Customers Still Don’t Understand Key Terms
10/13/2014Banks could be at risk of fines by the CFPB as a recent study shows branch and call center reps are failing to meet regulatory requirements.
Bank of America: Building an IT Infrastructure for the Next 20 Years
10/8/2014How Bank of America's wholesale business is transforming its IT infrastructure and customer experience.
How Microsoft & FS-ISAC Are Attacking Malware Threats
10/6/2014Microsoft is working to turn the tables on cybercriminals by seizing the infrastructure behind malware operations.
JPMorgan Chase Breach Impacts 76 Million Consumers
10/3/2014A regulatory filing showed that the JPMorgan breach reported in August has affected 76 million households and 7 million small businesses.
Exploring New Use Cases for Bitcoin
10/1/2014Could Bitcoin solve problems in financial services beyond payments?
Must. Kill. Passwords.
9/26/2014Three companies at Finovate showcased alternatives to ineffective passwords for online authentication.
Finovate Presenters Deliver on Omnichannel Banking
9/25/2014Malauzai Software and MX offer new solutions that achieve a seamless experience across online, mobile, and tablet.
How Will Consumers Pay in the Future? Any Way They Want
9/24/2014New innovations around using rewards points at the point of sale are giving consumers what they want: more freedom in how they pay.
Gartner: 75% of Mobile Apps Will Fail Security Tests Through 2015
9/16/2014The rise of BYOD means enterprises must implement security testing and containment solutions, according to new Gartner research.
5 Things Apple Got Right With ApplePay
9/12/2014Several major mobile payments players have failed to draw great interest from consumers. Here are five ways Apple has set itself up for success.
Cloud, IT Architecture & Corporate Client Satisfaction
9/11/2014How cloud adoption and infrastructure transformation can help win over corporate banking customers.
PayPal Enables 'One Touch' Mobile Payments & Bitcoin Transactions
9/9/2014PayPal customers will now be able to make one-click payments in mobile shopping apps, and soon will be able to pay with Bitcoins.
What Banks Need To Do After the JPMorgan Breach
8/28/2014If breaches are inevitable, banks need to know how to respond to them.
What Banks Can Learn From the Target Breach
8/28/2014Following the JPMorgan Chase hack, banks can look back to the Target attack to glean insights on minimizing such attacks.
Data Ownership & Encryption in the Cloud
8/28/2014New advancements in encryption technology can help businesses keep their data secure and private even when it is stored with a cloud provider.
How to Ace RDC Compliance Audits
8/25/2014With annual RDC audits weighing heavily on banks, we offer some tips to help compliance officers get through the auditing season.
Securing Networks in a BYOD-Enabled Environment
8/22/2014Bremer Bank turned to ForeScout CounterAct to achieve network security while providing ease of use for employees working on their mobile devices.
Bank of America Agrees to Record-Breaking Fine for Mortgage Securities Sales
8/21/2014The bank will pay $16.65 billion for selling securities backed by risky loans before the financial crisis.
Deutsche Bank Hires New Senior Tech Leaders
8/19/2014The bank has hired two senior tech leaders away from Goldman Sachs and RBS as it seeks to add 500 new employees to support technology and operations.
Liberty Reserve Deputy Pleads Guilty to Money Laundering
8/18/2014Regulators claim the virtual currency business acted as a bank for the global criminal underworld.
The Next Generation of Bank Branch Employees
8/15/2014Banks need to change their model for branch staffing if they're going to cut branch costs while providing great service.
Misys Acquisition of CCS Targets Growing Commercial Lending Market
8/13/2014The acquisition will give client banks a single front-to-back system for the entire lending process and a holistic view of key commercial lending relationships.
How Bitcoin’s Underlying Technology Could Disrupt Financial Services
8/11/2014A new Celent report argues that the blockchain ledger the Bitcoin network relies on may be a bigger disruptive force than the currency itself.
Why Customers Want Your Infrastructure in the Cloud
8/5/2014As customer expectations shift and banks strive to provide better experiences, cloud-based infrastructure may hold the promise to keeping customers happy.
5 Key Trends From KPMG’s Banking Outlook Survey
8/1/2014Banks are starting to reap benefits from past investments in regulatory compliance and are looking ahead to business growth.
Survey: Mobile Customers More Likely to Recommend Their Banks
7/31/2014A new survey by FICO finds that mobile banking users skew heavily toward younger customers but are also more satisfied with their banks.
Webster Bank Targets Dissatisfied Customers for Retention, Cross-Selling
7/29/2014How one institution is seeking out dissatisfied customers to serve their individual needs and improve their relationship with the bank.
Q&A: BankMobile’s Luvleen Sidhu on Connecting With Gen Y Customers
7/25/2014Luvleen Sidhu, chief strategy officer of BankMobile, a division of Customers Bank with a mobile banking platform targeted at millennials, talks about some keys to attracting Gen Y consumers.
Data Security: Consumers Trust Banks Over Retailers
7/24/2014A new ACI and Aite Group survey found that the majority of consumers trust banks more than retailers to keep their data private and secure.
The Benefits of Automating Data Management Tasks
7/15/2014How one bank is saving time and labor costs by automating data entry and migration between different IT systems.
State Governments & the Future of Cyber Security Regulation
7/9/2014With Washington deadlocked by partisanship, it's falling to states to inspect banks' cyber security practices, and that could mean trouble for some small institutions.
How Bank of America Leverages Startups to Drive Innovation
7/8/2014Engaging more with startups helps the bank solve difficult IT issues while exposing its own organization to new innovations.
Report: Global FinTech Investment Will Grow to at Least $6 Billion by 2018
7/2/2014Investment in fintech ventures is on the rise, and banks are helping drive it by investing in startups that could help solve their IT problems.
Survey: 82% of Banking Customers Log In to Mobile Every Week
7/1/2014Consumers in the Bank of America Trends in Consumer Mobility Report said their smartphone was as important to them as their car and deodorant.
BBVA First Bank to Offer Mobile Payments Via Host Card Emulation
6/30/2014Android users of the BBVA Wallet app will now be able to make NFC payments thanks to Visa’s new cloud storage specifications for credentials.
5 FinTech Startups To Watch
6/27/2014A look at five diverse startups joining the New York City-based FinTech Innovation Lab that are looking to change the way banks do business.
How U.S. Bank Is Taking its Customer Experience to the Next Level
6/25/2014U.S. Bank already had a highly rated customer experience; here’s what its been doing to make it better.
5 Tools to Identify Gaps in Your Customer Experience Strategy
6/24/2014How silos create gaps in your customer experience strategy, and how to identify those gaps.
Automation, Compliance and Customer Experience in Trade Finance
6/23/2014How automating compliance screening in trade finance can help please customers and regulators.
Many Banks Struggling to Identify Gaps in AML Programs, Report Indicates
6/19/2014A new survey from NICE Actimize found that some banks are lagging in building a strong culture around AML compliance.
USAA and Capital One 360 Earn Highest Temkin Web Experience Ratings
6/17/2014Banks had a strong showing in this year’s Temkin online customer experience survey, with several banks earning high honors.
Capital One to Change Credit Policies for Underbanked Consumers in New York
6/16/2014Capital One bank has agreed with New York State regulators to adjust its policies for the ChexSystems credit bureau to help underbanked customers open accounts.
3 Key Upgrades to Bank of America’s New Mobile App
6/13/2014Bank of America’s new mobile app delivers improved navigation and multichannel integration for a better experience for its 15 million mobile customers.
3 Keys to the Bank of the Future
6/12/2014Three takeaways from a recent panel on how banks can stay relevant with customers in a changing competitive landscape.
U.S. Bank Signs Up with Monitise Create To Upgrade Mobile Experience
6/11/2014U.S. Bank will be the first North American financial institution to collaborate with Monitise Create to enhance its mobile customer experience.
Issuers Will Move 70% of Credit Cards to EMV-Chip by End of 2015, Report Says
6/9/2014Increasing fraud rates will push issuers to migrate customers to EMV-enabled cards before the October 2015 liability shift on card-present transactions, Aite Group says.
Big Data And Humanizing the Customer Experience
6/9/2014Big data and an omnichannel strategy can help banks see customers as people instead of numbers.
Sam’s Club Becomes First Major Retailer to Adopt EMV Cards
6/6/2014Sam’s Club co-branded MasterCard credit cards will now include EMV-chip technology for improved security.
Gartner: 25% of Top 50 Banks Will Deploy App Store By 2016
6/5/2014Bank apps are becoming more difficult for customers to find in crowded app stores and poorly organized bank websites, Gartner said.
Dutch Banks Told to Steer Clear of Bitcoin
6/4/2014The Dutch Central Bank, citing regulatory concerns, cautioned the country’s banks about doing business with Bitcoin-related organizations.
Standard Chartered Partners with Telco on Mobile Money Accounts
6/3/2014Standard Charter’s new Dash mobile app will allow customers in Singapore to access cash, and apply for loans and insurance, from a mobile app.
Report: Leveraging Innovation Management Will Be Key to Banks’ Bottom Lines
5/30/2014Learning how to innovate, and manage an innovation portfolio, will be the key to achieving growth in today’s hyper-competitive banking environment.
Could Square Change the Commercial Loans Game?
5/30/2014Square’s new commercial loans program shows how new entrants can compete with banks with data and analytics and simplified experiences.
Chase and U.S. Bank Best in Forrester Mobile Banking Study
5/29/2014The top 5 U.S. banks are increasing their transaction capabilities in mobile, but need to offer more self-service options, according to Forrester.
Bank of America To Add Video Conferencing to 500 Branches
5/22/2014Bank of America has partnered with Cisco to offer video teleconferencing with remote experts in some of its branches.
Customer Segmentation, Adoption and Risk in Mobile Check Deposit
5/21/2014Mobile check deposit is entering a new stage with the development of risk management policies and growing adoption among commercial clients.
Building a Foundation for Meeting Customer Needs in Loyalty
5/20/2014RBC Bank, in partnership with Kobie Marketing, has tailored its loyalty program to handle new shifts in customer needs and business goals .
Spreading a Culture of Innovation at US Bank
5/16/2014How US Bank is leveraging its innovation team and collaborative initiatives to make payments innovation a part of everyday business.
Google Wallet Adds PayPal As Payment Option
5/16/2014Google Wallet users can now choose to pay with PayPal when shopping in the Google Play store.
Mobile and Tablet Online Purchases to Reach $293 Billion by 2018
5/15/2014Forrester predicts that about 70% of all e-commerce purchases will be made on mobile phones and tablets by 2018.
Report: Card Fraud Biggest Security Concern for U.S. Consumers
5/13/2014Card fraud and identity theft were cited as the biggest security concerns by Americans in the 2014 Unisys Security Index.
3 Keys To Making Payments More Secure
5/12/2014With data breaches on the rise and EMV far from a reality in the US, two-factor authentication, improved transaction monitoring, and encryption are steps banks can take now to better secure payments credentials.
Innovation Lessons Learned from US Bank
5/9/2014US Bank’s payments innovation team has learned how to overcome some major obstacles to innovation in large organizations.
Making Data-Driven Decisions in Branch Networks
5/8/2014By combining geographic data with bank’s customer data, Pitney Bowes is trying to help banks make smart decisions in their branches.
How Fraud Attacks on Bitcoins Are Changing
5/2/2014Fraudsters are finding new ways to steal Bitcoins as the crypto-currency evolves.
Regulatory Screening: False Positives and Their Customer Experience Impact
4/30/2014False positives in AML and sanctions screening cause headaches for bank customers, and banks can take simple steps to fix it.
Making the Cloud Secure for Sensitive Data
4/29/2014A new report shows that while more and more organizations are putting sensitive data in the cloud, few say that the data is being encrypted.
Looking for a Long Term Fix for Heartbleed
4/28/2014Banks need to start extending some of their customer-facing security solutions and protocols to their own internal networks.
The Mobile Security Journey at Wells Fargo
4/23/2014Armin Ajami, vice president and senior product manager, shares how Wells is making mobile more secure for its customers.
Archived Audio Interviews
Join Bank Systems & Technology Associate Editor Bryan Yurcan, and guests Karen Massey and Jerry Silva from IDC Financial Insights, for a conversation about the firm's 11th annual FinTech rankings.
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