Perspectives: Remote Deposit Capture

The consumer market for remote deposit capture is only beginning to be tapped. Who are the target demographic, and will they see its value? Further, what are the challenges and risks banks must overcome to provide consumer RDC services?

Remote Deposit Capture As remote deposit capture (RDC) continues to make inroads with business customers -- providing banks and their commercial clients with cost savings, processing efficiencies and revenue opportunities -- the market for consumer-based RDC is only now beginning to be tapped. But who is the target demographic for consumer-focused RDC, and will individual consumers see the value in the ability to make deposits remotely? Further, what are the technology, process and integration challenges that banks must overcome to provide consumer RDC services, and what are the security/fraud-related risks of such an offering?

Peggy Bresnick Kendler has been a writer for 30 years. She has worked as an editor, publicist and school district technology coordinator. During the past decade, Bresnick Kendler has worked for UBM TechWeb on special financialservices technology-centered ... View Full Bio