If your IT outsource company is charging you more than $1.08 per DDA account per month, then you're being ripped off.

by Art Gillis

I have nothing more to say on the subject, except that the processing of an average DDA account (22 transactions) is a commodity, like a gallon of gasoline. Unlike gasoline, however, tech vendors achieve economic advantages from scale, improved technologies, and a never-ending reserve of capacity.

As a result, the price of a DDA hasn't changed (shouldn't have changed) in years regardless of COLA increases.