What is the future of payments, and what role will banks play in that future? Given recent developments in the global financial services arena, the future of payments is going to be challenging and competitive, but also full of opportunity.

Players in the payments industry are facing not only a slowdown of growth in non-cash payments transactions, but also an expansion of regulation related to the global financial crisis. But these challenges may actually drive payments innovation, partnerships and new product development. Bank Systems & Technology's November digital issue examines what banks must do to adapt to new competition, new regulations and heightened customer expectations and take the lead in the payments industry.

Access to this special digital edition of Bank Systems & Technology is free -- just click the "Go To Digital Issue" button below. If you haven't already signed up for Bank Systems & Technology's digital editions or for exclusive digital content from one of our sibling brands in the InformationWeek Business Technology Network, you'll be asked to register. (Membership is free and takes only a few minutes.)

In This Issue:

• The Fate of EMV: Banks see many benefits to EMV, but before they can take advantage of the standard, merchants and other stakeholders must get their acts together.
• Payments Hubs Revival: In a twist on typical business dynamics, compliance burdens may finally push banks to invest in payments hubs.
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  PLUS:
  • How to Replace Fees Lost to the Durbin Amendment
  • Inside JPMorgan's Payments Strategy
  • The Business Case for NFC Payments
  • PayPal Offers Banks More Than Competition
  • Turning P2P Payments Into a Competitive Advantage

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