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Management Strategies

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BS&T Staff
BS&T Staff

BS&T Web

Banking Is All About Relationships; M&A Activity: The Key to Survival for Bank Tech Cos.; Senator CIO?; The New-and-Improved BS&T Blog; Comprehensive Banking Solutions Briefing Center; Banking for the Poor

Banking Is All About Relationships

March 13, 2007

***A story about online banking appeared in The Washington Post about the reporter's grandma, aka Big Mama. Big Mama loved to go to the bank to conduct her business, and she probably stayed there long after the business was done. Her bank tried to convert her to online banking, but she dug in and gave everyone a lecture on the virtues of people-based service. The bank never asked Big Mama again. We all know that banks would love to save the money that free online banking provides. But their hearts get in the way, so customers can get the banking mode of their choice.

M&A Activity: The Key to Survival for Bank Tech Cos.

March 1, 2007

***Core processing apps include all deposit systems and all loan systems. They represent about 70 percent to 80 percent of what any financial institution does, from a de novo to Citi. Because these apps are integrated, it's necessary to include general ledger and customer database systems as part of core applications. So if I had to justify why I pay so much attention to core processing companies, I'd say it this way: "They can make or break a bank."

Senator CIO?

Feb. 26, 2007

***The only tech guy I know who made a successful career of IT and politics is Frank Lautenberg, formerly CEO of ADP and now senator from New Jersey. But he didn't try to do both at one time. CIOs should call the shots based on what they know, the results of honest analysis and their conviction that their recommendations are doable, not what the boss or special interest groups within the bank want to hear.

The New-and-Improved BS&T Blog

The BS&T editors have thrown their hats into the blogging game. Editorial Director Kathy Burger and Senior Editors Maria Bruno-Britz and Nancy Feig have begun posting weekly blogs on the BS&T Web site. The blogs delve deeper into current events, industry news and what's new for BS&T.

Comprehensive Banking Solutions Briefing Center

Banks are facing critical challenges that call for best-in-class technology solutions to improve profitability and maximize operational efficiency. Learn how today's banking-specific solutions can help banks become more customer-centric, boost market responsiveness and streamline operations while managing compliance.

Banking for the Poor

In 2006, Muhammad Yunus and Grameen Bank were awarded the Nobel Peace Prize for their efforts to create economic and social development for the poor. Working under the belief that lasting peace cannot be achieved unless large population groups find ways in which to break out of poverty, Grameen has provided microcredit for 5 million borrowers. Check out the bank's Web site to learn more about this remarkable institution.

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