Julien Courbe is a Partner and PwC's Financial Services Technology Leader, as well as US Asset Management Advisory Leader. In his role as Financial Services Technology Leader, he frequently covers technology-enabled business transformations, cost reduction programs, and risk and regulatory solutions. He is responsible for and involved in a wide range of consulting assignments covering technology strategies, core system replacement, performance improvement, merger integration and divestiture, data management as well as organization design. Julien is a published thought leader and frequent speaker on key IT issues and trends within the banking, capital markets, asset management and insurance industries.