Profile of Cynthia Ramsaran

Blog Posts: 85

Co-Branded Cards Take Flight

5/4/2005
Led by the airline industry, co-branded cards are gaining popularity - and increasing card usage.

News & Rollout: Taking ATMs to the Next Level, and more

5/4/2005
Arab National Bank deploys Level Four ATM suite.; CreditXpert's Fraud Detective; Quaero, NetReflector Marketing Solution; Docucorp Introduces Processing Tool; BMO Deploys Verint; NAB Implements SunGard; Caixa Catalunya Standardizes on BMC

Online Billpay on the Rise

5/3/2005
Trend presents banks with customer retention opportunity.

Powerful Way to Pay

3/31/2005
Smart System's RFID technology allows football fans to score quick snacks and rewards.

Blade Runner

3/31/2005
Commerzbank N.A. deploys Egenera BladeFrame system.

To Serve and Protect

3/31/2005
Bank invests in Stratus server to support systems consolidation and business continuity.

Echoes of the Mortgage Boom

3/31/2005
Mortgage lenders are finding success in leveraging systems that were implemented during the refi boom.

Grey Skies Are Gonna Clear Up

3/31/2005
Despite regulatory pressures, optimism about 2005.

News & Rollouts

3/7/2005
Flexible Platform; Searchspace Boosts AML Solution; InfoVista Releases IP Telephony Product; Vontu Introduces Monitoring Tool; Recent Rollouts

Canning Spam

3/7/2005
Bank of Rhode Island taps Postini e-mail security service to reduce spam.

Imagine Imaging Loans

3/7/2005
Citizens State Bank aids compliance efforts with document imaging solution.

Managing More With Less

3/7/2005
Stillwater National Bank streamlines consumer lending without committing extensive resources.

Easing Lenders’ Growing Pains

3/7/2005
Expansion can cause operational pain in addition to loan revenue gains. Outsourcing may offer a remedy.

ID Theft Hits Paper Harder

3/7/2005
Off-line identity theft is more substantial than online fraud.

Banks Brace for New Antiterrorism Law

3/7/2005
Financial services institutions prepare for impact of Intelligence Reform and Terrorism Prevention Act.

News & Rollouts: High-Volume Processing, and more.

1/30/2005
Bank taps futures and exchange-traded derivatives solution.

Running Ahead of the Pack

1/30/2005
To gain competitive advantage, Union Bank of California is constantly seeking improvement through technology innovation. Next on its list: server consolidation, network upgrades and imaging solutions.

Study: ECM and BPM Not Understood

1/29/2005
Banks fail to realize technologies' full potential.

RFID Gains Traction

1/29/2005
Amex and CVS partner to provide contactless payments.

Wells Fargo Decides It Is Better To Share Than to Exchange

1/29/2005
Bank signals a shift away from image exchange to image sharing as it joins Viewpointe.

JPMorgan Releases WebConnect

1/25/2005
Customers can access data and reports via the Web.

News & Rollouts

1/7/2005
First National Joins the Party; Mitek's QuickStrokes Recognition Tool; IBM Enhances Workplace Solutions; Fuego's BPM 5.5; Bank of India Deploys Misys; Hancock Implements AlterPoint; Hancock Implements AlterPoint; Maybank Rolls Out Welcome

The Intelligence Factor

1/7/2005
Enterprisewide business intelligence tools can help banks cut costs, improve compliance and boost customer service.

Automated Augmentation

1/7/2005
Survey predicts an expansion of global ATM market

News & Rollouts

11/30/2004

Legacy: To Be or Not to Be in the Way

11/30/2004
Analyst says bankers are holding back real-time banking, not legacy systems.

A Helping Hand

11/29/2004
Banks recognize that improved communications between IT and business managers is vital to successful project management. To help open the lines of communication, they are increasingly turning to third-party providers.

Banks Face Reduced Payments Profits

11/29/2004
Transactions will increase, but margins will decline.

BofA Acquires National Processing

11/29/2004
In a move that will improve Bank of America's ability to deliver electronic payments solutions, the Charlotte, N.C.-based bank purchased National Processing for $1.4 billion.

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11/29/2004
Newer and more intelligent phishing attacks target bank customers globally.

The Technology Elite: Banking’s Most Effective CIOs

10/28/2004
A definition of the role of today's financial services CIO would have to be as complex as the job itself. Faced with a frenzy of mergers and acquisitions, demands to streamline and integrate legacy systems, compliance requirements and customer service challenges, banks' top technologists have more on their plates than ever before.

Legacy Intruding on Real-Time Information?

10/19/2004
Banks discover strategies to beat the real-time clock.

Carrying On With Convenience

9/27/2004
7-Eleven offers customers round-the-clock financial services through in-store kiosks.

New Products

9/27/2004
Wachovia Builds Next-Generation Platform; Source Technologies' MICR Laser Printer; Postini E-mail Perimeter Manager; Office 3.0 From Equitrac

Alpine Bank Adopts Higher Security

9/27/2004
Bank chooses Norlight to detect and prevent network intrusion.

Wiring Funds Faster

9/27/2004
First National Bank of Arizona uses Fundtech's browser-based payment tool.

Customers Not Crazy for Contactless

9/27/2004
Study finds that consumers can wait for card technology.

FSIs Offer Financial Relief to Hurricane Victims

9/27/2004
Bank One and Western Union offer help to customers affected by Hurricane Charley.

Piggly Wiggly Touches New Payment Ground

8/31/2004
Grocery store customers 'give the finger' to make payments with Pay By Touch technology.

News & Rollouts

8/31/2004
Disbank Defends Against Fraud; Fair Isaac's Enterprise Decision Manager; IBM Unveils eServer p5 Systems; FTI Releases StreetEnterprise 6.3; Recent Rollouts

Frontier Fights Fraud, With a Smile

8/31/2004
Georgia-based bank uses compliance technology to improve customer service.

Salaries Expected To Increase For IT Professionals In 2008

8/31/2004
As banks prepare for the final push toward Check 21, they must overcome several roadblocks to succeed in the electronic age.

The Rigg Is Up

8/30/2004
Banks cannot rely only on technology for compliance.

Banks Beginning to See the Light Of Distant Shores

8/30/2004
Slowly but surely, financial institutions are spending more on IT outside of the United States.

Big Deals

8/30/2004
Wells Fargo Picks Carreker; Newburyport Taps M&I; Misys, Stefanini Partner; PwC Teams With PlanView; Cardtronics Selects NCR; BNP Paribas Taps AT&T; ABN-Amro Singapore Selects VASCO; Benchmark/AssureTec Deal; Abacus Selects COCC; Rabobank Picks PINPOINT

Quality vs. Deception in Managing IRDs

8/10/2004
When it comes to preparing for the Check Clearing for the 21st Century Act (Check 21), financial institutions are concerned that fraud and quality issues might cancel out the benefits of the Act.

News & Rollouts

8/5/2004
Sovereign Bank's Growth; EMC's Proven Solutions; Metafile's Portal Module; Keynote Introduces WebIntegrity 3.0; South Side Consolidates With FundsXpress; Fortis Bank Rolls Out Risk Managment Tool; Banco do Brasil Deploys Fair Isaac;

Equitable Bank Shifts Network Into High Gear

8/5/2004
Bank uses Check Point firewall to extend services to branch locations.

Knowledge Is Power

8/5/2004
The recipe for successful enterprise content management (ECM) can include all sorts of ingredients to capture, store and retrieve documents.

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8/5/2004
Card companies are finding new ways to profit from the growing market of prepaid cards.

Winning With Technology

8/4/2004
Tim Shack, chief information officer, PNC; chief executive officer, PFPC

KeyCorp Keeps It Clean

7/29/2004
Bank detects and prevents technology problems as an ongoing strategy to maintain quality service.

Bank of Ireland Adds CRM Solution

7/5/2004
PMG suite helps bank to understand its customers better.

KeyCorp Enhances Statements With Exstream

7/5/2004
Bank uses vendor's software to provide more robust customer statements.

The Buzz on Basel II

7/5/2004
Banks leverage enterprise management technologies to get head start on compliance.

Dynamic Duo

7/5/2004
The CIO and CCO relationship is crucial in executing excellence in compliance.

NetBank to Offer Small Business Clients Electronic Deposit Capabilities

7/5/2004
Alogent payment processing solution allows bank to move closer to paperless environment.

AOL Introduces Free Online Bill Payment Service

6/2/2004
In a first step toward Web-based financial management, the online service provider is offering existing customers a Web site where they can pay their bills.

News & Rollouts

6/2/2004
Recent Rollouts

Banque Populaire Prepares for Basel II

6/2/2004
Bank uses Fair Isaac rules management technology to comply with capital requirements.

SouthTrust Mortgage Automates With Fiserv

6/2/2004
Regional lender taps vendor to integrate loan processing systems and upgrade to Windows.

Scotiabank Starts With the Basics

6/2/2004
Linda Tuck Chapman, vice president, strategic sourcing, Scotiabank Group

Outsourcing Obstacles

6/2/2004
Banks can save money with offshore outsourcing, but they need a plan to navigate the choppy waters.

VoIP, Very Next in Line

6/1/2004
Banks wait for the right time to invest in Voice over IP.

Banks Go Beyond Budgets For Compliance

5/31/2004
Many financial institutions are overspending by duplicating compliance and disaster recovery efforts.

Check Imaging at ATMs Attracts Users

5/31/2004
A decline in ATM deposits has banks using new technology.

Bristol & West Finishes FINEOS Implementation

5/6/2004
CRM solution supports bank's cross-selling strategy.

First Command Bank Perks Up Loan Process

5/6/2004
Bank uses an automated loan application solution to increase productivity of loan officers.

Comerica Competes by Kicking Up Check Processing

5/6/2004
Bank uses Meta Software modeling tool to improve its check processing environment.

The Bank Uses VECTORsgi Solution to Battle Kiting

5/6/2004
Alabama-based bank turns to an all-in-one anti-fraud solution.

2004 Fed Forecast: Enhanced Electronic Payments

5/6/2004
Claudia S. Swendseid, SVP of the committee, spoke with Bank Systems & Technology's Cynthia Ramsaran on the organization's goals for 2004 and what it is currently doing to move the financial services industry gracefully from paper to electronic checks.

COCC and Green-Tech Take Out the Trash

5/5/2004
Alliance helps banks dispose of PCs and customer data.

Banks Checking Readiness for Check 21

4/20/2004
A surprising number of issues are involved with preparing for Check 21.

MasterCard Cashes In On Recurring Payments

3/30/2004
Merchants follow the card company's lead to improve their bottom lines by cutting processing costs and increasing customer retention with automatic payments.

News & Rollouts

3/30/2004
New Products

Southwest Bank Prevents Fraud

3/30/2004
Financial institution uses TCI to automate credit scoring and fraud detection.

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3/30/2004
Bank uses BVS management system to enhance customer relationships.

Tripping Over Wireless Technology

3/30/2004
Banks move slowly toward adopting wireless technology as a channel and as an internal tool.

KeyBank Streamlines Marine Loans

3/30/2004
Bank links to IDS electronically to eliminate paperwork.

One Question For: James R. Belliveau

3/11/2004
How is Commerce Bank using technology to generate and pursue new revenue streams?

Compliance Watch Helps Westpac NZ Keep Up with New Regs

3/11/2004
New system will help bank strengthen AML processes

People’s Bank Upgrades Lending with New Baker Hill Solution

3/11/2004
Bank tackles growing volumes by automating credit scoring and underwriting activities.

Union Bank Uses eLynx To Securely Send Closing Documents

3/11/2004
Bank cuts down processing time and transmits secure data via the Web.

What’s Up, Docs?

3/10/2004
Banks move towards electronic systems to manage documents.

M&A Success Assumes Tech Interdependence

3/10/2004
The JP Morgan Chase and Bank One merger is likely to call for dependence on each bank's IT strengths.