Lessons Learned From The Fed Stress Tests
With Federal Reserve Bank stress testing requirements set to extend soon to midsize banks, what are the key lessons learned since the tests were implemented four years ago? What can be done better and where will the industry go from here?
3 IT Tools to Drive Compliance
The back office can play a critical role in compliance efforts by demonstrating intent, fulfilling transparency obligations, and even proactively preventing regulatory violations.
D+H To Acquire Harland Financial Services
D+H will enter the core banking market with the acquisition, while expanding its presence in the U.S. and combining its lending solutions with Harland’s portfolio.
How to Make Living Wills Work: A Big Data Solution to a Big Data Problem
Data lakes -- massive repositories of information that consolidate structured, unstructured, batched and streaming data into a single table -- could enable integration of different banks' living wills, providing transparency that would help identify hidden risks in the financial system.
The Risks And Rewards Of Cloud-Based Security Services
Banks are exploring the cost and flexibility benefits of cloud-based security services. But to gain the advantages of using outside providers for security, they'll have to boost their vendor management capabilities.
How to Protect Your Bank From an Information Heist
While secure shell is widely considered the benchmark for data-in-transit security, the current threat landscape requires banks and other financial organizations to reconsider how they are managing access to their encrypted networks.
Customer Interaction: Can Big Data Fill the Void?
Banks have decreased customer interaction in the branch over recent years but now need to turn to big data to learn more about their customers who are demanding more personalized products and services.
The Marriage of Mobile and Prepaid
Prepaid products and mobile banking apps both aim to give customers ease-of-use with practical functionality, and combining the two can offer a number of ways for banks to deepen their customer relationships.
Big Data Innovation in Banking
Banks are still struggling with understanding the concept of big data and how it can be applied in their organizations.
How To Reach the Fast-Growing Underbanked Population
The underbanked population is growing quickly and is adopting mobile-based financial services at an impressive clip, offering a big opportunity to financial institutions that provide a differentiated mobile experience.